Cigna Dentist Hamden

Learn More About the Benefits of Cigna

Happy dental patient making thumbs-up gesture

Do you have a dental insurance plan through Cigna? Whether you purchased your policy on your own or it is a benefit through your employer, you should certainly use it! It has the potential to provide you with low-cost preventive care and reduce your financial obligation for more extensive dental work. But how can you make sure you get the greatest value out of your policy? As an in-network Cigna dentist in Hamden, our team is ready and eager to assist you. Contact us today to learn more about how we can do so.

Cigna Coverage Availability & Fees

Happy dental patient preparing to undergo treatment

Cigna offers a range of dental insurance plans, which are designed to suit the needs of a variety of patients. We encourage you to set aside some time to learn about the details of your unique policy.

In the meantime, here are a few general notes about the coverage that is often available through Cigna PPO plans:

Preventive care, including exams and cleanings, may be up to 100% covered.
Basic services, like fillings, may be around 80% covered.
Major services, like crowns and dentures, are up to 50% covered.
Orthodontic treatments are up to 50% covered on select plans.

Keep in mind that all plans do not cover all treatments, and coverage levels can vary quite a bit depending on the details of your policy.

Here are some additional notes to remember about Cigna PPO insurance:

You likely have a deductible, which is an amount you must pay out of pocket before your benefits kick in.
Most plans enforce a waiting period before they can be used for restorative services.
PPO plans enforce an annual maximum on the value of your benefits. With Cigna, that maximum is usually between $1,000 and $3,000.

The Benefits of Seeing an In-Network Dentist

Dental team member assisting patient at front desk

With a PPO plan, you can use your benefits at virtually any dental practice in the U.S. However, there are distinct benefits to choosing an in-network provider like New Haven Dental Group:

We have negotiated fees with Cigna, which helps to minimize your out-of-pocket costs.
Often, coverage rates are higher at in-network practices.
We are used to dealing with Cigna and can help you navigate the ins and outs of your policy. For example, we are happy to assist with answering questions, getting preauthorization, filing claims, and more.